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#1 Pillar To ACO Savings

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Dear All Physicians,

Congratulation, you’re a part of the physicians directed solution of CMS to save Medicare!

The following will occur in coming weeks:

  1. Your patients will receive a letter from CMS indicating that their physician is a part of the Accountable Care Organization (ACO).

Patients may call your office, inquiring about the letter.  Please inform your patient that:

ü  Doctors ACO is a group of doctors, who work together to provide you with better, more coordinated care. Physicians in an ACO communicate with you & with each other to ensure that you get the care you need when you’re sick, and the support you need to stay healthy and well

ü  An ACO isn’t an HMO, managed care or insurance company. Unlike HMOs, managed care, or some insurance plans, an ACO can’t tell you which health care providers to see and can’t change your Medicare benefits

ü  Your right to choose any hospital or doctor that accepts Medicare, at any time, will not change even if that doctor or hospital not part of an ACO

ü  The providers participating in the ACO will become partners with you in making care decisions.  You don't have to have the same medical tests done over and over because your results are shared among your health care team

ü  The privacy and security of your medical information is protected by Federal law.  The group of doctors, hospitals, and other health care providers working together in the ACO will be able to read your medical records, along with other office staff authorized to help coordinate your care

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Now days, our doctors are facing steadily rising medical malpractice premiums, which have led them to seek alternative source apart from the traditional policies and services provided by large independentcommercial insurance companies. 


What is Captive Insurance? Captive insurance companies are insurance companies established with the specific objective of insuring risks emanating from their parent group or groups, but they sometimes also insure risks of the group's customers.  This is an alternative form of risk management that is becoming a more practical and popular means through which companies can protect themselves financially while having more control over how they are insured.

Doctors ACO is seeking innovative solutions to save $ for our ACO Physicians.  Captive Insurance is one of the ways that our physicians can save tremendous amount of money in their medical malpractice premiums.  Doctors ACO believes “Captive Insurance” is an economical way for doctors to have malpractice insurance.  For instance, as the captive's owner, the insured physician can be directly involved in major decisions made by captive regarding underwriting, investment policies, claim management, and quality improvement.

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